A Current Owner Search Report, also known as a property report, confirms the current legal owners of a property. It includes ownership details from the most recent Arm’s Length Deed (FVD) up to the current effective date in the public records. The report outlines outstanding mortgages, liens, judgments, tax information and any other relevant information recorded during this period. This report assists stakeholders in understanding the property’s ownership and potential financial obligations within the timeframe the current owner has been in title.
Land Records Effective Date of specific county.
Property Information including property type, legal description and PUD/HOA information.
Vesting and chain of title information from the latest full value deed.
Unreleased mortgage(s) executed by current owner(s) and documents associated with open mortgages.
Unreleased Judgments & Liens against the property and its owners with in the state statute.
Unsettled Court Cases filed against the owner(s) that are not ruled out by statute.
If a foreclosure deed is present, the foreclosed case docket (aka case history aka case proceedings) is provided.
Open UCCs, amendments and continuation statements, filed on the subject property within the statute of limitations.
All exceptions such as CC&R’s, Easements, ROW, etc. recorded during the current owner search timeframe and affecting the property in question.
Bankruptcy and US District Court Civil Case status for current owners and recent foreclosed owners within last 3 years.
Current year tax information (with exception to Pennsylvania) including any delinquencies and assessment values..
Patriot search including docket information for any findings related to current owners.
All findings will be typed into a Current Owner Search Report.
The pertinent copies of all land record documents included in the report.
Land Records Effective Date of specific county.
Property Information including property type, legal description and PUD/HOA information.